Where Timing is Money, and We Deliver Both
Time & Honey Real Estate Finance
Why Choose Time & Honey Real Estate Finance?
We provide fast, flexible, and strategic financing for real estate investors.
Fast Funding
Quick approvals to seize investment opportunities
Transparent & Honest
Clear terms with ethical lending practices
Smart Solutions
Tailored financing for all investor levels.
Long-Term Partnerships
Focused on lasting relationships, not one-time deals.
Reliable & Flexible
Funding options when traditional banks say no.
Wealth Growth
Helping investors maximize returns and scale portfolios.
About Rachel
Hey there! I’m Rachel, a dynamic HR leader turned thriving entrepreneur, but more importantly, a hardworking wife, mom, and dreaming-doer. With over 20 years of experience in business, finance, and real estate, I co-own Time & Honey Real Estate Finance with my husband and best friend, Kevin. Our mission? To provide "sweet" financial solutions to dreamers and doers looking to invest in real estate. From fix & flips, short-term rentals, multi-family units, new construction, and other real estate investments, we help investors secure the funding they need to build wealth and legacy.
Beyond real estate, I have a passion for creating meaningful experiences. My love for culinary arts led me to establish Thyme & Honey Events & Catering, where I curate intimate dining experiences, private events, and custom printed keepsakes. Whether through finance or food, my goal remains the same: to bless others and help them achieve their dreams.
Services Offered
Fix & Flip Loans – Fast capital for property renovations and resales.
Rental Property Loans – Financing for buy-and-hold investors to expand portfolios.
BRRRR Strategy Loans – Buy, Rehab, Rent, Refinance, and Repeat with ease.
New Construction Loans – Funding for ground-up residential and mixed-use projects
Commercial Real Estate Loans – Multi-family, retail, and office space financing.
Short-Term Rental Loans – Capital for Airbnb and vacation rental properties.
Bridge Loans – Short-term funding to secure deals before permanent financing.
Cash-Out Refinancing – Unlock equity from investment properties for new opportunities.
Private Lending Partnerships – Passive income opportunities for private investors
Real Estate Investors: Fix-and-Flip, Buy-and-Hold, BRRRR Strategy
Developers & Builders: New Construction, Small & Mid-Sized Developers
Investors: Multi-Family, Retail, Office Space
Landlords & Short-Term Rentals: Airbnb, Vacation, Long-Term Rentals
Agents & Brokers: Investor-Friendly Agents, Brokers Offering Financing
Business Owners & Entrepreneurs: Real Estate Investors, Franchise Operators
Non-Traditional Borrowers: Self-Employed, Credit-Challenged
High-Net-Worth & Private Lenders: Passive Income Seekers
Who We Serve
Let’s Make Your Real Estate Dreams a Reality!
At Time & Honey Real Estate Finance, we believe in creating wealth through smart, strategic, and timely real estate investments. Whether you're looking for funding or want to explore lending opportunities, we’re here to help.
Contact Us Today!
Email: approved@timehoneyfinance.com
Phone: (864) 381-8192